RUSH TRANSCRIPT Well think ░░░░░░░░ just 2 and a ░░░░░░░░ short months ago I ░░░░░░░░ sure many of you ░░░░░░░░ your finances on a ░░░░░░░░ year s resolution list ░░░░░░░░ Maybe you wanted to ░░░░░░░░ more or pay off ░░░░░░░░ So how s that ░░░░░░░░ for you I hope ░░░░░░░░ well But if you ░░░░░░░░ in need of a ░░░░░░░░ or a new game ░░░░░░░░ now is the perfect ░░░░░░░░ with the spring financial ░░░░░░░░ I talked with are ░░░░░░░░ ski a financial planner ░░░░░░░░ host of the watchdog ░░░░░░░░ Wall Street podcast He ░░░░░░░░ the number one thing ░░░░░░░░ can do right now ░░░░░░░░ to tackle a specific ░░░░░░░░ of debt Want spring ░░░░░░░░ You got First and ░░░░░░░░ you to take a ░░░░░░░░ at your credit card ░░░░░░░░ because more often than ░░░░░░░░ highest interest debt that ░░░░░░░░ re going to have ░░░░░░░░ far But then you ░░░░░░░░ to do what s ░░░░░░░░ You got to get ░░░░░░░░ of some of the ░░░░░░░░ service is you ve ░░░░░░░░ to get rid of ░░░░░░░░ of the things you ░░░░░░░░ going yourself A dollar ░░░░░░░░ of coffee anymore And ░░░░░░░░ what You might have ░░░░░░░░ work weekends and you ░░░░░░░░ have to put the ░░░░░░░░ hours in because not ░░░░░░░░ to get out ahead ░░░░░░░░ okay There s just ░░░░░░░░ way a 25 to ░░░░░░░░ you re not It ░░░░░░░░ just going to compound ░░░░░░░░ be And I know ░░░░░░░░ s a lot to ░░░░░░░░ s a tough position ░░░░░░░░ digest right now especially ░░░░░░░░ you do have high ░░░░░░░░ card balances and multiple ░░░░░░░░ in order to get ░░░░░░░░ of that debt perhaps ░░░░░░░░ and more organized fashion ░░░░░░░░ at a potentially lower ░░░░░░░░ rate There is an ░░░░░░░░ It s called debt ░░░░░░░░ I sat down with ░░░░░░░░ nellis at America first ░░░░░░░░ union to learn more ░░░░░░░░ That means I m ░░░░░░░░ take all of those ░░░░░░░░ Credit card bills consumer ░░░░░░░░ medical debt put into ░░░░░░░░ But I can pay ░░░░░░░░ debt off for a ░░░░░░░░ rate which offers less ░░░░░░░░ stress other any drawbacks ░░░░░░░░ doing consolidation Yeah there ░░░░░░░░ some drawbacks and some ░░░░░░░░ the drawbacks might be ░░░░░░░░ I get all that ░░░░░░░░ on on a good ░░░░░░░░ But then in miss ░░░░░░░░ payment I then start ░░░░░░░░ myself for their back ░░░░░░░░ I put all that ░░░░░░░░ together And now I ░░░░░░░░ getting behind on that ░░░░░░░░ In my saving smarter ░░░░░░░░ we strive to give ░░░░░░░░ ideas and options but ░░░░░░░░ should always talk with ░░░░░░░░ financial planner to determine ░░░░░░░░ best route for your ░░░░░░░░ situation You know most ░░░░░░░░ unions and banks offer ░░░░░░░░ planning services for free ░░░░░░░░ you have an account ░░░░░░░░ their institution. Dan.